Before you begin using the Zeta Insurance Online Service, it is crucial that you thoroughly read and understand these Terms and Conditions. This document outlines the rules, regulations, and agreements that govern your relationship with us and your use of our Service.

Understanding Key Terms:

To ensure clarity throughout this document, the following terms have specific meanings, whether used in their singular or plural form:

• Affiliate: Refers to any entity that directly or indirectly controls, is controlled by, or is under common control with another party. “Control” in this context signifies ownership of 50% or more of the voting stock, equity interests, or rights that grant the power to direct the management and policies of that entity.
• Country: Specifies the primary legal jurisdiction relevant to certain aspects of our operations, which is Colorado, United States.
• Company (or “We,” “Us,” “Our”): Clearly identifies Zeta Insurance Online as the provider of the Service.
• Device: Encompasses any electronic device capable of accessing our Service, including but not limited to computers, smartphones, and tablets.
• Service: Refers collectively to the Zeta Insurance Online website (accessible at [Your Website URL]) and all insurance-related services offered through it.
• Terms and Conditions: This document in its entirety constitutes the legally binding agreement between you (the user) and the Company regarding the use of the Service.
• Third-party Social Media Service: Any external social media platforms, services, or content that may be integrated with, displayed on, or made accessible through our Service.
• Website: Specifically refers to the Zeta Insurance Online website located at [Your Website URL].
• You (or “Your”): Refers to the individual or legal entity accessing and utilizing the Service.

Acknowledgment of Agreement:

These Terms and Conditions govern your use of the Zeta Insurance Online Service and establish a legally binding agreement between you and the Company. Your access to and use of the Service are expressly conditioned upon your complete acceptance of and ongoing compliance with these Terms. These Terms apply to all individuals and entities who access or use our Service, including visitors and registered users.

By accessing or using any part of the Service, you unequivocally agree to be bound by these Terms and Conditions. If you do not agree with any provision of these Terms, you are prohibited from accessing or using the Service.

By agreeing to these Terms, you also represent that you are over the age of 18. The Company does not knowingly permit individuals under the age of 18 to use the Service.

Links to External Websites:

Our Service may contain links to websites or services provided by third parties that are not owned or controlled by Zeta Insurance Online. The Company explicitly states that it has no control over, and assumes no responsibility for, the content, privacy policies, or operational practices of any third-party websites or services. We strongly advise you to carefully review the terms and conditions and privacy policies of any third-party website you choose to visit.

Termination of Access:

We reserve the right to terminate or suspend your access to the Service immediately, without any prior notice or liability to you, for any reason whatsoever, including but not limited to your breach of these Terms and Conditions. Upon termination, your right to use the Service will immediately cease.  

Limitation of Liability:

To the maximum extent permitted by applicable law, regardless of any damages you may incur, the Company’s total liability to you and your sole and exclusive remedy shall be strictly limited to the lesser of the amount you actually paid for the Service or one hundred United States dollars (USD $100) if no purchase has been made.

Furthermore, to the maximum extent permitted by law, the Company and its suppliers shall not be liable for any special, incidental, indirect, or consequential damages whatsoever arising out of or in any way related to your use of or inability to use the Service.  

“As Is” and “As Available” Disclaimer:

The Service is provided to you on an “AS IS” and “AS AVAILABLE” basis, without any warranties of any kind, whether express or implied. To the maximum extent permitted under applicable law, the Company expressly disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, and course of performance.  

The Company makes no warranty or guarantee that the Service will meet your specific requirements, that it will be compatible with your systems or devices, that its operation will be uninterrupted, timely, secure, or error-free, or that any defects will be corrected.

Governing Law:

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Colorado, United States, without regard to its conflict of law provisions.  

Dispute Resolution:

If you have any concerns or disputes regarding the Service, you agree to first attempt to resolve the issue informally by contacting the Company directly. We are committed to addressing your concerns and finding a mutually agreeable solution.

For European Union Users:

If you are a resident of the European Union, you are entitled to the mandatory provisions of consumer protection laws applicable in your country of residence. These Terms and Conditions do not intend to override any such mandatory legal protections.

United States Legal Compliance:

You represent and warrant that:

• You are not located in a country that is subject to a United States government embargo or that has been designated by the United States government as a “terrorist-supporting” country.
• You are not listed on any list maintained by the United States government of prohibited or restricted parties.  

Severability and Waiver:

If any provision of these Terms and Conditions is held to be invalid or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable, and the remaining provisions of these Terms shall continue in full force and effect.  

The failure of the Company to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision. Any waiver of any provision of these Terms will be effective only if it is in writing and signed by an authorized representative of the Company.  

Translation Interpretation:

These Terms and Conditions may have been translated into other languages for your convenience. However, in the event of any dispute or inconsistency between the translated version and the original English version, the English version shall prevail and govern.  

Changes to These Terms and Conditions:

We reserve the sole right to modify or replace these Terms and Conditions at any time. If a revision is deemed material, we will endeavor to provide you with at least 30 days’ prior notice before the new Terms take effect. The method of providing notice may include but is not limited to posting the updated Terms on our Website or sending you an email notification.

By continuing to access or use our Service after any such changes become effective, you acknowledge and agree to be bound by the updated Terms. If you do not agree to the revised Terms, you must discontinue your use of the Service.

Contact Us:

If you have any questions or concerns about these Terms and Conditions, please do not hesitate to contact us through the following means:

Email: admin@zetainsuranceonline.com
 Website: ZetaInsuranceOnline.com
 Phone: 8886568535